Personal finance

We aim to provide personal financing solutions that meets the requirements and needs of to enable all members of the community to apply and receive their financing product promptly. You can now submit a personal financing application that is compatible with Islamic law and with a competitive profit margin through digital application or by visiting one of our branches.

Terms and Conditions:

  • Includes employees and retired Saudis.
  • Age of applicant must be between 21 and 60.
  • Minimum salary of 3400.
  • The minimum financing amount is not less than 10,000 riyals, and the maximum financing amount is half a million riyals.
  • The service period is at least 6 months for the private sector and at least 3 months for the governmental/semi-governmental sector.
  • The APR ranges between 20% – 39% and varies according to financing amount and repayment period.
  • The repayment period ranges from 6 months to 60 months.
  • The percentage of salary deduction is up to 45%.


Financing Ammount Tenor Financing Cost Monthly Installment Administration Fees APR
25,000 SAR 24 8% 1,208 SAR 250 17%
40,000 SAR 36 9% 1,411 SAR 400 18%
100,000 SAR 60 10% 2,500 SAR 1000 19%
Note: Numbers are for illustrative purposes only, and do not constitute a binding offer form the company.
This site is registered on as a development site.