Personal Financing

We aim to provide personal financing solutions that meet the needs and requirements of all individuals, enabling everyone to apply and receive their financing quickly. You can now submit a Shariah-compliant personal financing application with a competitive profit margin, either through our digital platform or by visiting one of our branches.

Talk to a Consultant

This page was last updated on April 28, 2026

Eligibility for Personal Financing

Personal financing for Saudis

Minimum age: 20 years.
Minimum salary: 4,000 SAR.
Financing amount: Minimum 3,000 SAR, Maximum 500,000 SAR.
Annual Percentage Rate (APR): Starts from 15.61% and varies based on financing amount and repayment terms.
Repayment period: Ranges from 6 months to 60 months.
Maximum deduction from salary: Up to 45%.

Personal financing for Residents

Minimum age: 20 years.
Minimum salary: 5,000 SAR.
Financing amount: Minimum 3,000 SAR, Maximum 80,000 SAR.
Annual Percentage Rate (APR): Starts from 15.61% and varies based on financing amount and repayment terms.
Repayment period: Ranges from 6 months to 36 months.
Maximum deduction from salary: Up to 45%.
Financing without guarantor

Personal Financing Examples

Financing Amount

60,000

80,000

100,000

Tenor

Financing Cost

Monthly Installements

1,400.00

1,866.67

2,333.33

Administration Fees

600

800

1,000

APR

15.61%

Note: Numbers are for illustrative purposes only, and do not constitute a binding offer from the company.

Apply Now

Requires verification via Nafad

Financing Calculator

Requires verification via Nafad